Life insurance workflows, simplified — without the busywork.
Everything Your Insurance Business Needs, Working Together.
One connected platform for client workflows, case management, documents, renewals, compliance, and daily operations.
Everything your business operations need
Built for real daily operations of the service business.
Advisor Workflows
- check_circleClient intake — structured onboarding that captures everything you need.
- check_circleFinancial Needs analysis — Life + CI needs analysis built for Canadian logic.
- check_circlePolicy comparisons — clear side-by-side views that support the right recommendation.
- check_circleQuote workflows — deterministic, documented, and easy to reproduce.
- check_circleRenewal workflows — nothing slips through, every renewal and and advisor notes are handled on time.
- check_circleAdvisor documents — Advisor Disclosure, Needs Analysis, Fact Finding, Client decision and Reason‑Why documents (generated via Document Handling).
- check_circlePipeline workflow view — Manage all your cases in a simple pipeline view
MGA / Back-Office Workflows
- check_circleCase management — every case tracked from submission to close.
- check_circleCompliance review — structured checks at every stage of the case.
- check_circleAdvisor onboarding — clean, fast, and fully documented.
- check_circleDocument handling — the right document in the right place, every time.
- check_circlePolicy history tracking — complete, searchable policy lifecycles.
- check_circleAudit preparation — everything an auditor asks for, ready in minutes.
Policy & Document Handling
- check_circleE-signatures — DocuSign integration with default signature configurations
- check_circleOne‑click audit‑ready documentation — Instantly generates clean, compliant, audit‑ready case files without manual formatting or copy‑paste work.
- check_circleChaos‑free client file management — Every note, form, change, and document stays organized in one predictable workspace. No more hunting through emails, PDFs, or mismatched folders.
- check_circlePolicy artifacts — every document tied to its policy, permanently.
- check_circleSecure storage — Client PII stays in advisor’s Local with Cloud Drive option.
Automation
- check_circleWorkflow notifications — Renewal, review, and follow‑up notifications tied to workflow stages.
- check_circleAutomated onboarding steps — Pre‑defined steps for new clients and advisors.
- check_circleCustomized notification configurations — You decide on what, when, and how often.
- check_circleTriggered follow‑ups — Notifications when cases move state (quote sent, policy issued).
Accuracy & Auditability
- check_circleDeterministic workflow logic — the same input always produces the same result.
- check_circleFull audit trails — every action, timestamped and attributable.
- check_circleLegally defensible documentation — records that stand up to scrutiny.
- check_circleCompliant Approved document templates — MGA approved templates available for automated generation
Interface & Experience
- check_circleCalm, predictable UI — no surprises, no clutter, no noise.
- check_circleFast navigation — the tools you need are where you expect them.
- check_circleBilingual by design — English and French from day one.
- check_circleReadable, accessible typography — Font choices optimized for long-form reading, compliance documents, and multi‑hour workflows.
- check_circleComfortable, professional workspace — Readable typography, a unified visual system, and light/dark modes designed for long advisor work sessions.
Search, Reporting & Insights
- check_circleAdvanced Search — Search across clients, cases, documents, and workflow states.
- check_circleAdvanced Reports — Customizable reports for advisors, teams, and MGAs.
- check_circleDashboard Summary — High‑level overview of cases, renewals, and workflow activity.
Workflow Logic & Suitability
- check_circleDeterministic workflow logic — Predictable steps that reduce advisor errors.
- check_circleStructured suitability narratives — Clear, template‑driven Reason‑Why and Needs Analysis narratives.
Also offering: Website design, development & hosting
For advisors, AGAs, and MGAs who don’t want to think about domains, hosting, or a broken contact form — we handle it, from design through the upkeep after that, on its own or paired with OperikoInsure. A website your clients trust, and a team that keeps it running.
Website Design & Development
- —Design — homepage, services, bio, and booking pages built to feel professional and trustworthy to prospective clients.
- —Mobile-optimized — built to work cleanly on the device your clients actually use.
- —Booking form with email alerts — ew inquiries land straight in your inbox.
- —Compliance content templates — privacy notice, disclaimer, and terms of use templates (final legal review recommended).
- —Findability — SEO&GEO basics done right, so clients searching for you actually find you.
Website Hosting
- —Domain & hosting consultation — Free guidance on providers, plus help with initial setup. The account stays in your name.
- —Security — SSL/TLS encryption on by default — your site is encrypted end to end.
- —Upkeep — backup, monitoring, and prompt fixes if something goes wrong.
OperikoInsure Results
What audit-ready workflows look like. Measured from a life insurance broker who is starting using OperikoInsure
−90%
in paperwork time across all compliance‑required documents
0
missed renewals or required advisor activities
−50%
admin time
Faster, cleaner
advisor onboarding
From open case to done
Every step is built for clarity and efficiency.
One‑click audit‑ready documents from FNA record
Instantly generates clean, compliant, audit‑ready case files without manual formatting or copy‑paste work. Advisors feel like they “finally have a system that builds the documents for them.
Chaos‑free client file management
Every note, form, change, and document stays organized in one predictable workspace. No more hunting through emails, PDFs, or mismatched folders.
Customized renewal reminders
Renewal alerts and advisor notes surface exactly when needed, preventing missed renewals and strengthening client relationships.
Pipeline view for every client case
A clear, drag‑and‑drop pipeline that shows every case stage in one place — with pre‑set compliance rules guiding what can move forward. Advisors generate the right documents at the right time, without guessing or backtracking.
Powerful, all‑angle search
Search across clients, cases, documents, policies, and workflow states — instantly. Advisors can find any record, any detail, any file, exactly when they need it, even in large books of business.
Insightful dashboard for today and tomorrow
A clean, visual dashboard that shows current workload, upcoming renewals, and advisor priorities. Advisors get a real‑time snapshot of what’s happening now — and what needs attention next.
Trusted by advisors
"The audit trail changed how we work. When a regulator asks for files, we click export instead of spending a week preparing."
Life Insurance Broker
Montreal, QC
"Onboarding new advisors used to take weeks. Now the workflow runs itself and compliance is checked at every step. Also, I save 30-60% of review time on advisors' documents because they use OperikoInsure's pre-approved standard templates."
AGA Operations Lead
Toronto, ON
"Instant document generation is such a game-changer; it frees me from the heavy, stressful document preparation with a few clicks, with calm and confidence! It saves 90% of my time!"
Life Insurance advisor
Montreal, QC
"I provide a full suite of services to my high‑net‑worth clients — estate planning, trusts, and complex life‑insurance strategies, etc. These cases are demanding and detail‑heavy. OperikoInsure frees me from the administrative load, allowing me to concentrate on strategy and deliver the highest level of service."
CFA,CPA, MTP,LLQP / AMF
Toronto, ON
"New advisors ramp up fast with OperikoInsure. The interface and feature package are designed to be immediately usable, helping them focus on their professional strengths and deliver great client service from day one."
Director, Insurance division, Financial group
Montreal, QC
Pricing
Simple, honest pricing. No lock-in. Free 30-day trial included. Referral program available.
Professional
Ideal for individual insurance brokers
hourglass_bottomLimited Seats left
$69/mo$79/mo
Save $10 · 13%
Key Features
- check_circleAdvisor Workflows
- check_circleAutomation (notifications, onboarding steps)
- check_circleDocument Handling (generation, versioning)
- check_circleWorkflow Logic & Suitability
- check_circleInterface & Experience
- check_circleDashboard Summary (advisor‑level)
- check_circleBasic Search, Reports
- check_circleEmail support
Enterprise
Ideal for mid-size advisor groups (AGA)
Custom pricing
Key Features
- check_circleIncludes everything in Professional, plus:
- check_circleTeam management
- check_circleCustom templates
- check_circleMulti‑office support
- check_circlePriority support
- check_circleAdvanced Search and reports
- check_circleDashboard Summary (team‑level)
MGA
Full Back-Office Platform, Ideal for MGAs and multi-team deployments
Custom pricing
Key Features
- check_circleIncludes everything in Enterprise, plus:
- check_circleMGA Workflows
- check_circleCompliance review
- check_circleAdvisor onboarding module
- check_circlePolicy history overview
- check_circleCustom reporting & exports
- check_circleDedicated onboarding & support
- check_circleDashboard Summary (MGA‑level)
Advisor Website Service
Ideal for advisors, AGA and MGA who want a professional online presence without the technical hassle
Custom pricing
Key Features
- check_circleWebsite design
- check_circleHomepage, services, bio & booking pages
- check_circleMobile-optimized design
- check_circleBasic SEO and GEO optimization
- check_circleDomain & hosting consultation (free)
- check_circleSSL/TLS encryption
- check_circleWebsite maintenance (backups, monitoring, fixes, SSL/TLS certificate renewal)
- check_circleCustom features on demand
Advisor Combo Plan
Website + OperikoInsure system — everything in one place
Custom pricing
Key Features
- check_circleIncludes everything in Advisor Website Plan, plus:
- check_circleIncludes everything in Professional Plan, plus:
- check_circleWebsite + OperikoInsure integration
- check_circlePriority Support
- check_circleAdvisor websites if you are existing operikoInsure user: typically $0–$800 to build, with $30–$60/month upkeep — final pricing depends on your site's scope.
Frequently asked questions
Is OperikoInsure compliant with Canadian regulations?expand_more
Absolutely! OperikoInsure is built with Canadian life insurance compliance alignment in mind, with full audit trails and defensible documentation as core features. Very unique data storage Operiko offers is that you have all your client sensitive data stored in your local computer with the option of your google or one drive.
Can I use OperikoInsure as a solo advisor?expand_more
Yes. The platform is designed for solo advisors, small agencies, and full MGAs alike — you only use the workflows you need.
Can I migrate my existing clients and policies?expand_more
Yes. We help you migrate client profiles, policies, and document history from your current system with a structured onboarding process.
How are documents and e-signatures handled?expand_more
Documents are versioned, timestamped, and stored securely. E-signatures (currently unavailable for profressional paln) are compliant, documented, and easy for clients to complete.
Does OperikoInsure support compliance reviews?expand_more
Yes. Compliance checks are structured into the workflow itself — they are not an afterthought, they are part of the process.
Can I export audit reports?expand_more
Yes. Clean, exportable audit reports are available at any time — designed for what regulators and compliance officers actually ask for.
What about renewals?expand_more
Renewal workflows are automated with reminders and follow-ups, so no policy slips through — renewals are handled on time, every time.
Is my data stored in Canada?expand_more
Yes. All data is stored on Canadian infrastructure, with a zero-knowledge design — we cannot read your data, ever. Very unique data storage Operiko offers is that you have all your client sensitive data stored in your local computer with the option of your google or one drive.
Is OperikoInsure available in French?expand_more
Yes. OperikoInsure is bilingual by design — English and French from day one. Mandarin is coming soon
What kind of support do I get?expand_more
Direct support from the team that builds the platform — real engineers, real answers, no ticket queues.
Do I own my domain and hosting account?expand_more
Yes. Your domain and hosting stay registered in your name. We help you choose a provider and get everything set up, but the account is yours.
What happens if my domain expires?expand_more
Renewal is your responsibility — we don't auto-renew on your behalf. We're happy to walk you through how to set up renewal reminders with your registrar.
What does "website maintenance" actually include?expand_more
Data backup, ongoing monitoring, and fixing issues if the site goes down or breaks. We handle problems as soon as we're aware of them.
Can I update the site myself after it's built?expand_more
Yes. Content editing is self-served through an admin platform Operiko builds for you.
Is this available for MGAs and AGAs, or just individual advisors?expand_more
Yes — the same service applies whether you're an individual advisor, an AGA, or an MGA.
Do you handle SEO && GEO?expand_more
Yes, basic SEO & GEO is included so your site is set up to be found — structured content, clean page performance, and the fundamentals search engines look for.